Take control of your unsecured debt.
Credit cards, unsecured loans, collections, and more. Four quick steps and a Senior Financial Consultant will walk you through your options. It's free, and with no obligation.
- No impact to your credit score
- Encrypted and never sold
- 84
- Million+ in debt resolved
- 12,000
- Clients supported
Three steps to a clearer plan.
No paperwork to start, and nothing to pay for the conversation.
Connect
Tell us what you owe and to whom. A Senior Financial Consultant reviews your situation and explains what's realistically available to you.
Choose
We lay out your options side by side — what each one costs, how long it takes, and how it affects your credit — so you can decide with the full picture.
Move forward
Once you pick a direction, we handle the coordination and keep you updated at every stage until the debt is resolved.
What is your debt actually costing you?
Move the sliders to match your situation. Nothing is sent anywhere and nothing is stored — this runs entirely in your browser.
Not sure of your rate? It is on your statement, usually near the bottom. Most credit cards fall between 20% and 30%.
An estimate based only on the figures you entered, assuming no new charges. Paying the minimum assumes a minimum of 1% of the balance plus that month's interest, recalculated every month as the balance falls — typical, but it varies by lender. Paying a fixed amount assumes you pay the same amount every month until the balance clears. It is not an offer, a quote, or a prediction of any result with Shores Financial.
We work with unsecured debt.
If it isn't tied to your home or your car, there's a good chance we can help.
Credit cards
Unsecured personal loans
Credit union debt
Store & retail cards
Collections & charge-offs
We don't work with secured debt. Mortgages, auto loans, and federal student loans fall outside what we do — and we'll tell you that on the first call rather than waste your time.
What changes when you start.
Fewer moving parts, clearer terms, and a plan you can actually follow.
- Credit card
- Store card
- Personal loan
- Collections
Straight answers about your debt.
Shores Financial is a financial services firm focused on unsecured debt. We help individuals and families understand what they owe, what their real options are, and what each one will actually cost them — then we help them act on it.
Every situation is different, so we don't lead with a product. We start with your numbers and work outward from there.
Get a free estimateSimplified payments
Multiple balances become one predictable monthly figure, so budgeting stops being a guessing game.
A defined end date
Instead of open-ended minimum payments, you get a timeline with a finish line you can plan around.
One point of contact
A dedicated consultant handles creditor coordination, so you're not chasing four different phone trees.
What our clients say.
Collected and published independently on Trustpilot — every review, not a selection we picked.
See where you stand — for free.
A short conversation is enough to know whether we can help. No cost, no obligation, and no impact to your credit score.
